Review: Chase United Club Infinite
Want United Club Access, a great sign up bonus and great bonus categories with awesome perks and a nice sign up bonus? The Chase United Club Infinite Card might be fore you.
Chase United Club Infinite
I’ve posted before about American Airlines’ premium credit card that comes with Admiral’s Club lounge access so I figured it was time to write a post about United’s offering from Chase.
Quick Facts
Signup Bonus: 80,000 United Airlines miles after spending $5,000 in three months. I value United miles at 1.1 cents per mile so this bonus is worth $880. As a point of reference, a one way business class flight to Europe will run you 88,000 miles so this card will get you pretty close to that. You’ll also earn miles for the spending so at a minimum you’ll earn 85,000 miles. But this card has some great bonus categories. You can also earn an additional 5,000 bonus miles by adding an authorized user to your card within the first 3 months.
Points Earned: United Mileage Plus Miles
Status Earned: Earn up to 10,000 Premier Qualifying Points that will help you achieve status faster with United. You’ll earn 25 PQPs for every $500 spent up to 10,000 PQPs each year.
Earnings Structure:
4x miles per dollar on United Airlines purchases.
2x miles per dollar on all travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, rideshare services and tolls.
2x miles per dollar on all dining including delivery services.
1x mile per dollar on all other purchases
Foreign Transaction Fees: None
Authorized User Fee: None. However, authorized users don’t get many of the perks like Club access and free checked bags.
Annual Fee: $525
Get a Complimentary United Club Membership
Benefits
United Club Membership: Complimentary.
Checked Baggage Benefits: Receive two free checked bag on domestic United Airlines itineraries for yourself and one other companions traveling with you on the same reservation.
Premier Access: Just for having this card, the primary cardmember gets access to Premier Access check in, priority security, priority boarding and priority baggage handling.
25% Inflight Credit: All cardmembers receive a 25% statement credit for any food, beverage or Wifi purchases made onboard a United flight.
Global Entry/TSA Precheck Credit: Receive up to $100 in credits for either your Global Entry or TSA PreCheck fee once every 4 years.
Receive Elite Upgrades on Award Flights: Normally United elite flyers only receive eligible upgrades on revenue tickets. However, United Club card holders will can receive upgrades even on award tickets as well as for their companions.
Save 10% on United Economy Saver Awards: All United Club card holders will receive a 10% discount on economy saver level awards within the United States or between the United States and Canada. This applies to all passengers on the same reservation. The only problem is finding saver level (cheapest) awards!
United Club Membership
If you are a regular United flyer, having access to the United Club can be a nice respite at the airport. This normally costs $550-650 per year so you’d save $25-125 by getting this card instead. You’ll also get access to participating Star Alliance Lounges. Keep in mind this is just for the United Club, not for United’s Polaris Lounges which are their dedicated premium lounges for long haul international business class passengers.
Earn Up to 10,000 Premier Qualifying Points Per Year
If you are chasing status with United, this card can help you get there faster. You’ll earn 25 PQPs for each $500 spent on the card up to 10,000 PQPs per year. While there are certainly better cards out there to put spending on, if you are close to qualifying for a certain status level you’re going after, it could make sense to spend on this card to hit that.
2024 United Elite Status Qualification
Who Is Eligible?
Chase has a total of four United cards with this one being their most premium. There are no restrictions on how many you can have.
Just keep in mind Chase will not approve you for a new card if you’ve opened 5 new cards in the last 24 months. There are some reports of that 5/24 limit being lifted but I would generally not recommend applying if you are at or above 5/24.
Wrapping Up
Getting a United Club membership for up to $125 less than purchasing one outright is a no brainer if you’re going to get one anyway. If you’re a frequent United Airlines flyer, this is a phenomenal card that comes with a lot of great perks. For those also chasing status with United, this could come in handy to top off your account and secure elite status. If you get this card and realize you don’t need United Club access anymore, you can always downgrade to one of their other versions after 12 months.
What are your thoughts on this card?
Chase United Club Infinite Card
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