Chase Business Ink Cards

With Chase’s subtle announcement of the upcoming Chase Sapphire Business card, I realized I haven’t written about Chase’s other incredible business cards which currently are branded as “Ink”. There are four different versions of them so I’ll just do a high level overview of them here and get some separate posts for each of them in detail.

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While there are four versions of the Chase Ink, only three of them earn Ultimate Rewards points. The Chase Ink Business Premier earns cash back which aren’t as valuable as the transferrable points you earn through Ultimate Rewards so I’ll just focus on these three.

Getting approved for a business credit card is much easier than you think. But if you do freelance work, resell things on Facebook marketplace, or have some rental properties, you own a small business! Best of all, you don’t even need to have an LLC or a Tax ID Number to qualify. Most banks will let you open a small business credit card as a sole proprietor and your SSN.

Chase Ink Preferred

• Annual Fee: $95

• Signup Bonus: 90,000 Ultimate Rewards points after spending $8,000 in the first 3 months

• 3x Ultimate Rewards points on the following purchases up to $150,000 in combined purchases in the first year

  • Travel

  • Shipping

  • Internet, Cable and Phone Services

  • Advertising through social media and search engines

Chase Ink Cash

While this is a cash back card, if you have the Chase Sapphire Preferred, Chase Sapphire Reserve, or the Chase Ink Business Preferred, you can convert the cash back into Ultimate Rewards points.

• Annual Fee: None

• Signup Bonus: Earn up to 75,000 points.

  • 35,000 points after spending $3,000 in the first 3 months

  • 40,000 more points after spending a total of $6,000 in the first 3 months

• 5x Ultimate Rewards points on the first $25,000 combined spent on the following:

  • Office Supply Stores

  • Internet

  • Cable TV

  • Mobile Phone and Landlines

• 2x Ultimate Rewards points on the first $25,000 combined spent on the following:

  • Restaurants

  • Gas Stations

• 1x Ultimate Rewards points on everything else

Chase Ink Unlimited

• Annual Fee: None

• Signup Bonus: 75,000 points after spending $6,000 in the first 3 months

• 1.5x Ultimate Rewards points on every purchase with no limit