Chase Freedom Flex Q4 2024 Bonus Categories

Chase just announced the bonus categories for Q4 2024 for the Freedom Flex. If you haven’t picked it up yet, it is one of the best no annual fee cards out there. With October 1st right around the corner, activate the offer now so you can hit the ground running.

Why This is Such a Great Card

The Chase Freedom Flex is an incredible no annual fee card which offers 5% cash back on rotating categories each quarter. Now, if you have a Chase Sapphire Preferred, the Sapphire Reserve, or the Ink Business Preferred, you can earn 5x Ultimate Rewards points instead of cash back. I value Ultimate Rewards points at 1.7 cents per point which increases your return from 5% to 8.5%.

You can earn 5 points per dollar on the first $1,500 spent across all categories each quarter for a total of 7,500 points. Maximizing each quarterly bonus means you can earn up to 30,000 points each year. That’s a crazy good deal especially considering this card has no annual fee.

Chase Freedom’s Q4 2024 Bonus Categories

You do need to activate this bonus, so why not just do it now? Registration is now open and the bonus goes into effect on October 1st. If for whatever reason you forget, you have until December 14th to activate this. All you have to do is go to https://www.chasebonus.com/ enter in your last name, ZIP code, and the last 4 digits of your card. Its as simple as that.

Activate Your 5x Back on McDonald's, PayPal, Pet Shops and Vet Services, and Select Charities.

What’s in Store for Q4 2024

This quarter has some interesting bonus categories but one will make it pretty easy to max out. See Chase’s website for a full breakdown of each category.

  • McDonald’s

    • You can make purchases through the McDonald’s app, in store, or even with a third party vendor like Door Dash.

  • Pet Shops and Vet Services

    • Pet shops, including online pet shops, sell domestic pets, pet supplies, accessories, pet food, and/or services for the upkeep of pets. Vet Services include licensed practitioners who provide veterinary medicine, dentistry or surgery for pets, livestock and other animals.

  • PayPal

    • Purchases at a merchant using PayPal. Note: paying another person through PayPal will not trigger the 5% bonus.

  • Select Charities

    • American Red Cross

    • Equal Justice Initiatives

    • Feeding America

    • Habitat for Humanity

    • International Medical Corps

    • International Rescue Committee

    • Leadership Conference Education Fund

    • NAACP Legal Defense and Educational Fund

    • National Urban League

    • Thurgood Marshall College Fund

    • United Negro College Fund

    • UNICEF USA

    • United Way

    • World Central Kitchen

    • GLSEN

    • Out and Equal

    • Sage

The easiest way to max this quarter’s 5% bonus will be to use PayPal when you make an online purchase.

Keep in mind that this card does impose a 2.7% foreign transaction fee so try to only use this in the US or its value proposition decreases by more than half.

Wrapping Up

The Chase Freedom Flex is one of the best no annual fee cards out there. Earning 5x points on the first $1,500 spent at McDonald’s, PayPal, Pet Shops and Vet Services, and Select Charities is an easy way to rack up a ton of points. This is another great card in your arsenal to always earn more than 1 point per dollar on all purchases.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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